Three in five first-time buyers depend on the bank of mum and dad in order to get onto the property ladder, according to research by Just Group. In the last five years, 61 per cent of FTBs relied on financial help from relatives in order to purchase a property. In comparison, just 20 per cent of FTBs relied on financial assistance from relatives 30 years ago.
Remortgaging a property can bring, typically, many advantages to homeowners from saving money by switching to a more competitive rate, to providing an opportunity to release funds from your home to carry out home improvements. But with the UK base rate having risen to 1.25%, the highest it’s been since 2009 - are homeowners heading for a stampede when it comes to securing new mortgage products to secure new rates?
We are all well-versed in the prevention of plastic pollution in the home. But are you aware of the often ‘hidden’ impact of manufactured goods in our houses taking their toll on our home environment and our health? Here are some quick fixes for each room in your house that will help you get that much closer to a sustainable home environment.
An estimated 700,000 people left London for the countryside during Lockdown, opting for more space to work from home and have the great outdoors on their doorstep. However, while many people are enjoying their new found freedom, others are starting to regret their decision and are flocking back to the city, having made the most expensive mistake of their lives.
Groceries, energy prices and fuel are on the rise, to the point where we cannot fail to notice. With 4 in 10 Britons expect their finances to decline over the next year, and with a warnings of further increases on the cards come Autumn, should we all use the summer window to start paying close attention to our spending habits - and start making more sustainable choices at home in a bid to save?
It would be fair to assume that most people are familiar with the purpose of making a Will, but did you know that Will writing is just one element of estate planning? Although an extremely important component, estate planning goes much further than Will writing, to determine your wishes about wider aspects of your life including your finances, health, care and more.
